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Money & cash flow
How the Spending Plan, the Cash Flow forecast, and the Net Worth change all work.
The Spending Plan — five bucketsFive explicit sections — Income, Bills, Planned Spend, Other Spend, Savings Goals — each with its own planned total and tracked actual. The hero is “Free to spend” — a master cap your discretionary spending draws down.Cash Flow — your next 8 weeksThe Cash Flow tab projects each cash account's balance 8 weeks out from today plus scheduled income and bills. It's the scheduled-flow view, so every bill and income needs an account.Net worth — what counts as a changeYour net-worth total is always the plain sum of accounts and tracked assets. The change badge is flow-adjusted: linking or removing an account isn't a gain — only a balance moving afterward is.Baseline & the differentialWhy the headline is a delta: plan minus baseline, shown as “+$X over 10 years vs doing nothing.”
Still stuck?
Every number here traces to a formula in the engine. If one disagrees with what the app shows, that's a bug worth reporting — an email to support reaches a person.