Keel never writes in the imperative. Strategy templates are user-opt-in, not algorithmic recommendations.
The Fund Explorer filters; it never ranks. Prescription cards describe the math of an adopted rule against your data — that's execution. The Spending Plan, not the strategy, owns your cash-flow truth.
Anything that could read as personalized investment advice is out of scope until the project pursues Portfolio Manager registration (a Phase 4+ decision).
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