One profile pick sets every dial at once — coherent points on an aggression axis. The margin rate is editable on its own, and an "Advanced — tune each" expander behind the preset lets you override any individual dial below; overriding one flips the profile to Custom, and picking a preset again re-bases them.
| Dial | Conservative | Balanced | Aggressive |
|---|---|---|---|
| Loan ceiling (maxBorrowPct) | 30% | 45% | 60% |
| Crash buffer (crashSurvivalPct) | 45% | 30% | 20% |
| Ramp per period (ltvRampPerPeriod) | 1% | 2% | 4% |
| Cash cushion (cashCushionMonths) | 3 months | 1 month | ½ month |
| Margin annual rate (editable) | 4.95% | 4.95% | 4.95% |
The projection reads expected return from what you actually hold — each holding's measured yield, paired with its strategy class's forward total return — not from the profile you pick here. With nothing to measure, it falls back to a conservative reference split. The utilization buffer is a broker fact, the same across profiles; maintenance margin defaults to ≈ 33.5% but is a broker requirement you can state per sleeve in Advanced.
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